Coffee vs Mortgage Calculator
What does your daily latte really cost?
Small daily expenses compound into life-changing money. See the true opportunity cost of your habits over 10, 20, or 30 years.
01
Pick your habit
Choose from presets like coffee, lunch out, or streaming -- or enter any custom daily expense.
02
Set your timeline
Choose how many years to project and your expected investment return rate.
03
See the real cost
Compare total spent vs. what that money would be worth if invested. See the retirement impact.
Calculate your spending cost
Pick a habit or enter a custom amount.
$---.--
Pick a spending habit and hit Calculate to see what it really costs over time.
Common questions