Question 1

What is PSLF?

Accepted Answer

Public Service Loan Forgiveness forgives the remaining balance on Direct Loans after 120 qualifying payments while working for a qualifying employer.

Question 2

Who qualifies for PSLF?

Accepted Answer

Full-time employees of government organizations or 501(c)(3) nonprofits.

Question 3

What counts as a qualifying payment?

Accepted Answer

Made under an income-driven plan, for the full amount, on time, while working for a qualifying employer.

Question 4

Is forgiveness taxed?

Accepted Answer

Under current law through 2025, PSLF forgiveness is not taxable income.

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